With the state of the economy recently, I cannot help but think of ways that I can make cuts in or family budget. For those looking for ways to make cuts in the their own family budget, I would encourage your to make a list of things you spend every single day.

One of the biggest hits to our family budget is the grocery bill. One of the ways that I keep this lower is by stripping my cabinets bare before I head out to the grocery stores. Plan meals for a minimum of two weeks out before you head to the store. It is also important to know what you have on your shelves and buy cleaning products and non-perishable food items in bulk when they are on sale. However, do not hoard or stock-pile and only buy what you need.

Avoid trips to the coffee shops, going out to eat, and vending machines. Even little trips to the vending machine can add up. Pack snacks, coffee and food from home. It can make a huge difference on your budget.

Another way you can save money on daily living is to carpool. Our family carpools with another family when we take our children to school. With gas prices over $3.60 every little bit counts when trying to cut costs.

If you can pay bills on-line, do so. It saves money on postage.

Finally, refuse to pay full price. Whether it is on clothing, grocery items, or anything else you have to purchase always be on the lookout for the opportunity to buy used, on sale or to use coupons.

Do you have money saving tips? Send them to localnews2005@yahoo.com

Local savings

I recently was contacted by Buttons & Bows Children’s Resale and Boutique officials. Officials encourage residents to come out and visit their store. According to store officials, the store offers a discount program on the already economical prices. Recently, the store had a 50-60% sale and they sell from newborns to size 12 juniors.The store is located at Aversboro Square Shopping Center in Garner.

Stephanie Eaton Harvie has been working professionally in the world of journalism since 1997. She began her career in Dunn, North Carolina and served as the editor of the Angier Independent. She has learned tips on frugality by being a stay-at-home mom to her two children.