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Rare fish discovered in the Chowan River Basin

Biologists with the N.C. Wildlife Resources Commission made an exciting discovery last month after finding a rare minnow in the Deep Swamp Branch in Hertford County.

The discovery by Tyler Black, a fisheries biologist, and Michael Young, a fisheries technician, marks the first time the bridle shiner has been found in the Chowan River basin in North Carolina. The tiny minnow, which rarely exceeds two inches, was last seen in a section of the Chowan River basin in Virginia in the late 1960s. Until last month, the bridle shiner was thought to be extirpated from the Chowan River.

Black and Young found the shiner while sampling for another rare aquatic animal, the Chowanoke crayfish. Although they weren’t looking for shiners specifically, they recognized the lone fish immediately by its distinctive black band, which runs from the tip of its snout down the length of its body. They knew that finding it was an extraordinary “needle in the haystack” discovery that doesn’t happen often during a biologist’s career, according to Black.

“Realistically, it is more like finding a specific needle in a stack of needles because we frequently collect other species of shiners that closely resemble the bridle shiner,” Black said. “This discovery puts the bridle shiner back on the radar for the Chowan River basin and speaks volumes to the importance of conducting contemporary distribution surveys.”

While they searched for additional shiners that day, they were unable to find any. However, they are excited about the discovery because it extends the known distribution of bridle shiners in North Carolina. They remain optimistic that they will find more bridle shiners in the Chowan in future surveys.

The bridle shiner’s historic range spans from Lake Ontario in Canada to the Santee River in South Carolina. However, in North Carolina, the bridle shiner has been found only in the Neuse River and not since 2001. In fact, the bridle shiner has declined throughout much of its historic range, with most states listing the species as vulnerable, imperiled, threatened or endangered. In North Carolina, it is listed as state endangered.

A slow-moving swimmer that needs the dense cover of aquatic vegetation to hide from predators and disperse its eggs, the bridle shiner is extremely sensitive to the loss of submerged aquatic vegetation that can occur with the use of herbicides and poor land use practices that result in excessive sedimentation and pollution. In addition, the introduction of exotic aquatic plants, such as hydrilla and Eurasian watermilfoil, has hindered recovery of native vegetation that bridle shiners prefer.

Now that a bridle shiner has been verified in North Carolina, biologists plan to conduct a follow-up survey in the Deep Swamp Branch and surrounding water bodies later this summer to determine the extent of the Chowan River population in North Carolina.

Survey work for aquatic nongame wildlife is supported through donations made to the Nongame and Endangered Wildlife Fund.

The public can support this effort as well as other nongame wildlife monitoring, research and management projects in North Carolina by:

Find out more about nongame and endangered wildlife by visiting the Wildlife Resources Commission’s Conserving page.

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Lucy
Lucy the Wonder Beagle sniffing in the snow on Saturday
Lucy the Wonder Beagle sniffing in the snow on Saturday
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Women’s Club shares the ‘puppy’ love
Contributed<br>
The Fuquay-Varina Woman’s Club Public Issues Community Service Program collected items for the SPCA of Wake County from the club members. The group made a delivery Jan. 28 that included eight bottles of bleach, 10 boxes of dog treats, one large container of small dog treats, various small packages of dog treats, paper towels, seven cans of canned dog food, Kitten Chow and a $25 donation.  Darci VanderSlik accepted the donations along with one of the puppies for adoption.
Contributed
The Fuquay-Varina Woman’s Club Public Issues Community Service Program collected items for the SPCA of Wake County from the club members. The group made a delivery Jan. 28 that included eight bottles of bleach, 10 boxes of dog treats, one large container of small dog treats, various small packages of dog treats, paper towels, seven cans of canned dog food, Kitten Chow and a $25 donation. Darci VanderSlik accepted the donations along with one of the puppies for adoption.
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Bayleaf enjoying Oak Island
Garden Hut's Bayleaf  as a Sea Urchin
Garden Hut's Bayleaf as a Sea Urchin
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News
Frugal Family: It takes a family to save some money
by Stephanie Eaton Harvie
Jun 19, 2013 | 2031 views | 0 0 comments | 7 7 recommendations | email to a friend | print

I have always said I believe the key to living frugally is by living simply. I am a firm believer in constantly purging and not living with a lot of stuff.

I believe when you are not weighed down with stuff, you know what you have and it makes you think before you bring items back into the home.

However, you cannot live a frugal and simple lifestyle by yourself.

It truly takes a family effort. With my children at home for the summer, I have stepped up their responsibilities when it comes to cleaning and purging. While my children have probably had dreams of lounging by the pool all summer, our family has adopted the policy of “work first, then play.”

My children have been given a responsibility chart of daily chores. I have the chart hanging on a back door so there is never a question as to what the day responsibilities include. Each day brings a new set of different chores. Chores include cleaning and organizing their rooms, picking up in their play area, dusting, helping with laundry, cleaning and organizing items throughout the house, washing dishes and collecting trash.

Having two children with a wide age gap between them, their responsibilities vary. The chores not only keep the house clean, but help cut down on the clutter.

By having a clean home and having my children involved it has taught them the value of hard work and really helped them have a voice in the purging process. The more “stuff” they keep, the more they have to clean. My children, ages 11 and 4, have already learned the importance of living with less stuff.

Do you have frugal ideas? E-mail them to localnews2005@yahoo.com.

Stephanie Eaton Harvie has been working professionally in the world of journalism since 1997. She began her career in Dunn, N.C., and served as the editor of the Angier Independent. She has worked for the Fuquay-Varina Independent, Holly Springs Sun, Garner News, Cleveland Post and Apex Herald since 2005. She has learned tips on frugality by being a stay-at-home mom to her two children.

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How to spot and prevent senior financial fraud
by Jim Miller
Jun 19, 2013 | 308 views | 0 0 comments | 8 8 recommendations | email to a friend | print

Dear Savvy Senior,

Can you offer some tips on protecting seniors from financial scams? My neighbor’s elderly mother was recently swindled out of $10,000 and I want to make sure my own mother is protected.

Troubled Daughter

Dear Troubled,

Financial scams that target the elderly continue to be a big problem in the U.S. In fact, it’s estimated that some 5 million Americans over age 60 are scammed out of roughly 3 billion every year. Here are some tips that can help you spot a scam, and what you can do to protect your mom.

Scam Watching

Spotting a scam or a con artist is not always easy to do. They range from shady financial advisers to slick-talking telemarketers to professional caregivers and relatives who steal from the very people they’re supposed to be looking after.

The most common scams targeting seniors today come in the form of free-lunch seminars selling dubious financial products, tricky/high-pressure telemarketing calls, and endless junk mail peddling free vacation packages, sweepstakes, phony charity fundraisers and more. And, of course, there’s the ongoing problem of identity theft, Medicare fraud, door-to-door scams, credit card theft, and Internet and email scams.

The best way to spot a scam is to help your mom manage her finances, or at least monitor her accounts. Reviewing her financial statements each month can alert you to questionable checks, credit card charges or large withdrawals.

If, however, she doesn’t want you looking at her financial records, there are other clues. For example: Is she getting a lot of junk mail for contests, free trips, and sweepstakes? Is she receiving calls from strangers offering awards or moneymaking deals? Also notice if her spending habits have changed, if she has complained about being short of money lately, or has suddenly become secretive or defensive about her finances. All these may be signs of trouble.

Protect Your Parent

The most effective way to help protect your mom is to alert her to the different kind of scams out there. The easiest way to do this is by visiting the Financial Fraud Enforcement Task Force website (stopfraud.gov – click on “Protect Yourself”), where you can get a rundown on the different types of scams making the rounds these days. The Better Business Bureau Scam Stopper site at bbb.org/scam-stopper is another good resource.

If your mom doesn’t have access to a computer, print out the materials yourself and use them to start a conversation.

It’s also a good idea to keep close tabs on your mom’s social circle. Has she acquired any questionable new friends lately, or is she seeing anyone who’s giving her advice, financial or otherwise?

Some other tips to protect her include reminding her to never give out her Social Security number or financial information unless she initiated the contact and knows the institution.

Also, see if your mom would be willing to let you sort her mail before she opens it so you can weed out the junk. To reduce the junk mail and/or email she gets, use the Direct Marketing Association consumer opt-out service at dmachoice.org. And to stop credit card and insurance offers, use the Consumer Credit Reporting Industry opt-out service at optoutprescreen.com or call 888-567-8688 – they will ask for your mom’s Social Security number and date of birth.

Also, register your mom’s home and cell phone numbers on the National Do Not Call Registry (donotcall.gov, 888-382-1222) to reduce telemarketers. And help her get a free copy of her credit report at annualcreditreport.com to make sure she isn’t a victim of identity theft.

Report It

If you suspect your mom has gotten scammed report it to your state securities regulator’s office (see nasaa.org for contact information), or your state’s Adult Protective Services agency (call 800-677-1116 for contact information) that investigates reports of elderly financial abuse.

Send your senior questions to: Savvy Senior, P.O. Box 5443, Norman, OK 73070, or visit SavvySenior.org. Jim Miller is a contributor to the NBC Today show and author of “The Savvy Senior” book.

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Contributed<br>
Emily Elizabeth Hester and Corey Edward Jackson
Contributed
Emily Elizabeth Hester and Corey Edward Jackson
slideshow
Hester, Jackson to wed Saturday
Jun 19, 2013 | 1038 views | 0 0 comments | 1 1 recommendations | email to a friend | print
Contributed<br>
Emily Elizabeth Hester and Corey Edward Jackson
Contributed
Emily Elizabeth Hester and Corey Edward Jackson
slideshow

Mr. and Mrs. Charles Jackson of Fuquay-Varina proudly announce the engagement of their son, Corey Edward Jackson, to Emily Elizabeth Hester of Pontotoc, Miss. The bride-elect is the daughter of Mr. and Mrs. Herb Hester, Jr. of Pontotoc, Miss.

The bridegroom-elect is a 2009 honors graduate of Fuquay-Varina High School and a current student at Lenoir-Rhyne University, where he is studying history.

Miss Hester is a 2006 special honors graduate of Pontotoc High School and a 2010 Magna Cum Laude graduate of Lenoir-Rhyne University with a Bachelor’s Degree in religious studies. She is a 2013 graduate of Lenoir-Rhyne University with a Master of Arts in counseling.

The couple will wed June 22, 2013 at Castle Hill in Oxford, Miss., at 7:30 p.m.

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Sports
Frugal Family: It takes a family to save some money
by Stephanie Eaton Harvie
Jun 19, 2013 | 2031 views | 0 0 comments | 7 7 recommendations | email to a friend | print

I have always said I believe the key to living frugally is by living simply. I am a firm believer in constantly purging and not living with a lot of stuff.

I believe when you are not weighed down with stuff, you know what you have and it makes you think before you bring items back into the home.

However, you cannot live a frugal and simple lifestyle by yourself.

It truly takes a family effort. With my children at home for the summer, I have stepped up their responsibilities when it comes to cleaning and purging. While my children have probably had dreams of lounging by the pool all summer, our family has adopted the policy of “work first, then play.”

My children have been given a responsibility chart of daily chores. I have the chart hanging on a back door so there is never a question as to what the day responsibilities include. Each day brings a new set of different chores. Chores include cleaning and organizing their rooms, picking up in their play area, dusting, helping with laundry, cleaning and organizing items throughout the house, washing dishes and collecting trash.

Having two children with a wide age gap between them, their responsibilities vary. The chores not only keep the house clean, but help cut down on the clutter.

By having a clean home and having my children involved it has taught them the value of hard work and really helped them have a voice in the purging process. The more “stuff” they keep, the more they have to clean. My children, ages 11 and 4, have already learned the importance of living with less stuff.

Do you have frugal ideas? E-mail them to localnews2005@yahoo.com.

Stephanie Eaton Harvie has been working professionally in the world of journalism since 1997. She began her career in Dunn, N.C., and served as the editor of the Angier Independent. She has worked for the Fuquay-Varina Independent, Holly Springs Sun, Garner News, Cleveland Post and Apex Herald since 2005. She has learned tips on frugality by being a stay-at-home mom to her two children.

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How to spot and prevent senior financial fraud
by Jim Miller
Jun 19, 2013 | 308 views | 0 0 comments | 8 8 recommendations | email to a friend | print

Dear Savvy Senior,

Can you offer some tips on protecting seniors from financial scams? My neighbor’s elderly mother was recently swindled out of $10,000 and I want to make sure my own mother is protected.

Troubled Daughter

Dear Troubled,

Financial scams that target the elderly continue to be a big problem in the U.S. In fact, it’s estimated that some 5 million Americans over age 60 are scammed out of roughly 3 billion every year. Here are some tips that can help you spot a scam, and what you can do to protect your mom.

Scam Watching

Spotting a scam or a con artist is not always easy to do. They range from shady financial advisers to slick-talking telemarketers to professional caregivers and relatives who steal from the very people they’re supposed to be looking after.

The most common scams targeting seniors today come in the form of free-lunch seminars selling dubious financial products, tricky/high-pressure telemarketing calls, and endless junk mail peddling free vacation packages, sweepstakes, phony charity fundraisers and more. And, of course, there’s the ongoing problem of identity theft, Medicare fraud, door-to-door scams, credit card theft, and Internet and email scams.

The best way to spot a scam is to help your mom manage her finances, or at least monitor her accounts. Reviewing her financial statements each month can alert you to questionable checks, credit card charges or large withdrawals.

If, however, she doesn’t want you looking at her financial records, there are other clues. For example: Is she getting a lot of junk mail for contests, free trips, and sweepstakes? Is she receiving calls from strangers offering awards or moneymaking deals? Also notice if her spending habits have changed, if she has complained about being short of money lately, or has suddenly become secretive or defensive about her finances. All these may be signs of trouble.

Protect Your Parent

The most effective way to help protect your mom is to alert her to the different kind of scams out there. The easiest way to do this is by visiting the Financial Fraud Enforcement Task Force website (stopfraud.gov – click on “Protect Yourself”), where you can get a rundown on the different types of scams making the rounds these days. The Better Business Bureau Scam Stopper site at bbb.org/scam-stopper is another good resource.

If your mom doesn’t have access to a computer, print out the materials yourself and use them to start a conversation.

It’s also a good idea to keep close tabs on your mom’s social circle. Has she acquired any questionable new friends lately, or is she seeing anyone who’s giving her advice, financial or otherwise?

Some other tips to protect her include reminding her to never give out her Social Security number or financial information unless she initiated the contact and knows the institution.

Also, see if your mom would be willing to let you sort her mail before she opens it so you can weed out the junk. To reduce the junk mail and/or email she gets, use the Direct Marketing Association consumer opt-out service at dmachoice.org. And to stop credit card and insurance offers, use the Consumer Credit Reporting Industry opt-out service at optoutprescreen.com or call 888-567-8688 – they will ask for your mom’s Social Security number and date of birth.

Also, register your mom’s home and cell phone numbers on the National Do Not Call Registry (donotcall.gov, 888-382-1222) to reduce telemarketers. And help her get a free copy of her credit report at annualcreditreport.com to make sure she isn’t a victim of identity theft.

Report It

If you suspect your mom has gotten scammed report it to your state securities regulator’s office (see nasaa.org for contact information), or your state’s Adult Protective Services agency (call 800-677-1116 for contact information) that investigates reports of elderly financial abuse.

Send your senior questions to: Savvy Senior, P.O. Box 5443, Norman, OK 73070, or visit SavvySenior.org. Jim Miller is a contributor to the NBC Today show and author of “The Savvy Senior” book.

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(0)
Comments-icon Post a Comment
No Comments Yet
Contributed<br>
Emily Elizabeth Hester and Corey Edward Jackson
Contributed
Emily Elizabeth Hester and Corey Edward Jackson
slideshow
Hester, Jackson to wed Saturday
Jun 19, 2013 | 1038 views | 0 0 comments | 1 1 recommendations | email to a friend | print
Contributed<br>
Emily Elizabeth Hester and Corey Edward Jackson
Contributed
Emily Elizabeth Hester and Corey Edward Jackson
slideshow

Mr. and Mrs. Charles Jackson of Fuquay-Varina proudly announce the engagement of their son, Corey Edward Jackson, to Emily Elizabeth Hester of Pontotoc, Miss. The bride-elect is the daughter of Mr. and Mrs. Herb Hester, Jr. of Pontotoc, Miss.

The bridegroom-elect is a 2009 honors graduate of Fuquay-Varina High School and a current student at Lenoir-Rhyne University, where he is studying history.

Miss Hester is a 2006 special honors graduate of Pontotoc High School and a 2010 Magna Cum Laude graduate of Lenoir-Rhyne University with a Bachelor’s Degree in religious studies. She is a 2013 graduate of Lenoir-Rhyne University with a Master of Arts in counseling.

The couple will wed June 22, 2013 at Castle Hill in Oxford, Miss., at 7:30 p.m.

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Opinion
Frugal Family: It takes a family to save some money
by Stephanie Eaton Harvie
Jun 19, 2013 | 2031 views | 0 0 comments | 7 7 recommendations | email to a friend | print

I have always said I believe the key to living frugally is by living simply. I am a firm believer in constantly purging and not living with a lot of stuff.

I believe when you are not weighed down with stuff, you know what you have and it makes you think before you bring items back into the home.

However, you cannot live a frugal and simple lifestyle by yourself.

It truly takes a family effort. With my children at home for the summer, I have stepped up their responsibilities when it comes to cleaning and purging. While my children have probably had dreams of lounging by the pool all summer, our family has adopted the policy of “work first, then play.”

My children have been given a responsibility chart of daily chores. I have the chart hanging on a back door so there is never a question as to what the day responsibilities include. Each day brings a new set of different chores. Chores include cleaning and organizing their rooms, picking up in their play area, dusting, helping with laundry, cleaning and organizing items throughout the house, washing dishes and collecting trash.

Having two children with a wide age gap between them, their responsibilities vary. The chores not only keep the house clean, but help cut down on the clutter.

By having a clean home and having my children involved it has taught them the value of hard work and really helped them have a voice in the purging process. The more “stuff” they keep, the more they have to clean. My children, ages 11 and 4, have already learned the importance of living with less stuff.

Do you have frugal ideas? E-mail them to localnews2005@yahoo.com.

Stephanie Eaton Harvie has been working professionally in the world of journalism since 1997. She began her career in Dunn, N.C., and served as the editor of the Angier Independent. She has worked for the Fuquay-Varina Independent, Holly Springs Sun, Garner News, Cleveland Post and Apex Herald since 2005. She has learned tips on frugality by being a stay-at-home mom to her two children.

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How to spot and prevent senior financial fraud
by Jim Miller
Jun 19, 2013 | 308 views | 0 0 comments | 8 8 recommendations | email to a friend | print

Dear Savvy Senior,

Can you offer some tips on protecting seniors from financial scams? My neighbor’s elderly mother was recently swindled out of $10,000 and I want to make sure my own mother is protected.

Troubled Daughter

Dear Troubled,

Financial scams that target the elderly continue to be a big problem in the U.S. In fact, it’s estimated that some 5 million Americans over age 60 are scammed out of roughly 3 billion every year. Here are some tips that can help you spot a scam, and what you can do to protect your mom.

Scam Watching

Spotting a scam or a con artist is not always easy to do. They range from shady financial advisers to slick-talking telemarketers to professional caregivers and relatives who steal from the very people they’re supposed to be looking after.

The most common scams targeting seniors today come in the form of free-lunch seminars selling dubious financial products, tricky/high-pressure telemarketing calls, and endless junk mail peddling free vacation packages, sweepstakes, phony charity fundraisers and more. And, of course, there’s the ongoing problem of identity theft, Medicare fraud, door-to-door scams, credit card theft, and Internet and email scams.

The best way to spot a scam is to help your mom manage her finances, or at least monitor her accounts. Reviewing her financial statements each month can alert you to questionable checks, credit card charges or large withdrawals.

If, however, she doesn’t want you looking at her financial records, there are other clues. For example: Is she getting a lot of junk mail for contests, free trips, and sweepstakes? Is she receiving calls from strangers offering awards or moneymaking deals? Also notice if her spending habits have changed, if she has complained about being short of money lately, or has suddenly become secretive or defensive about her finances. All these may be signs of trouble.

Protect Your Parent

The most effective way to help protect your mom is to alert her to the different kind of scams out there. The easiest way to do this is by visiting the Financial Fraud Enforcement Task Force website (stopfraud.gov – click on “Protect Yourself”), where you can get a rundown on the different types of scams making the rounds these days. The Better Business Bureau Scam Stopper site at bbb.org/scam-stopper is another good resource.

If your mom doesn’t have access to a computer, print out the materials yourself and use them to start a conversation.

It’s also a good idea to keep close tabs on your mom’s social circle. Has she acquired any questionable new friends lately, or is she seeing anyone who’s giving her advice, financial or otherwise?

Some other tips to protect her include reminding her to never give out her Social Security number or financial information unless she initiated the contact and knows the institution.

Also, see if your mom would be willing to let you sort her mail before she opens it so you can weed out the junk. To reduce the junk mail and/or email she gets, use the Direct Marketing Association consumer opt-out service at dmachoice.org. And to stop credit card and insurance offers, use the Consumer Credit Reporting Industry opt-out service at optoutprescreen.com or call 888-567-8688 – they will ask for your mom’s Social Security number and date of birth.

Also, register your mom’s home and cell phone numbers on the National Do Not Call Registry (donotcall.gov, 888-382-1222) to reduce telemarketers. And help her get a free copy of her credit report at annualcreditreport.com to make sure she isn’t a victim of identity theft.

Report It

If you suspect your mom has gotten scammed report it to your state securities regulator’s office (see nasaa.org for contact information), or your state’s Adult Protective Services agency (call 800-677-1116 for contact information) that investigates reports of elderly financial abuse.

Send your senior questions to: Savvy Senior, P.O. Box 5443, Norman, OK 73070, or visit SavvySenior.org. Jim Miller is a contributor to the NBC Today show and author of “The Savvy Senior” book.

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(0)
Comments-icon Post a Comment
No Comments Yet
Contributed<br>
Emily Elizabeth Hester and Corey Edward Jackson
Contributed
Emily Elizabeth Hester and Corey Edward Jackson
slideshow
Hester, Jackson to wed Saturday
Jun 19, 2013 | 1038 views | 0 0 comments | 1 1 recommendations | email to a friend | print
Contributed<br>
Emily Elizabeth Hester and Corey Edward Jackson
Contributed
Emily Elizabeth Hester and Corey Edward Jackson
slideshow

Mr. and Mrs. Charles Jackson of Fuquay-Varina proudly announce the engagement of their son, Corey Edward Jackson, to Emily Elizabeth Hester of Pontotoc, Miss. The bride-elect is the daughter of Mr. and Mrs. Herb Hester, Jr. of Pontotoc, Miss.

The bridegroom-elect is a 2009 honors graduate of Fuquay-Varina High School and a current student at Lenoir-Rhyne University, where he is studying history.

Miss Hester is a 2006 special honors graduate of Pontotoc High School and a 2010 Magna Cum Laude graduate of Lenoir-Rhyne University with a Bachelor’s Degree in religious studies. She is a 2013 graduate of Lenoir-Rhyne University with a Master of Arts in counseling.

The couple will wed June 22, 2013 at Castle Hill in Oxford, Miss., at 7:30 p.m.

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Local Features
Frugal Family: It takes a family to save some money
by Stephanie Eaton Harvie
Jun 19, 2013 | 2031 views | 0 0 comments | 7 7 recommendations | email to a friend | print

I have always said I believe the key to living frugally is by living simply. I am a firm believer in constantly purging and not living with a lot of stuff.

I believe when you are not weighed down with stuff, you know what you have and it makes you think before you bring items back into the home.

However, you cannot live a frugal and simple lifestyle by yourself.

It truly takes a family effort. With my children at home for the summer, I have stepped up their responsibilities when it comes to cleaning and purging. While my children have probably had dreams of lounging by the pool all summer, our family has adopted the policy of “work first, then play.”

My children have been given a responsibility chart of daily chores. I have the chart hanging on a back door so there is never a question as to what the day responsibilities include. Each day brings a new set of different chores. Chores include cleaning and organizing their rooms, picking up in their play area, dusting, helping with laundry, cleaning and organizing items throughout the house, washing dishes and collecting trash.

Having two children with a wide age gap between them, their responsibilities vary. The chores not only keep the house clean, but help cut down on the clutter.

By having a clean home and having my children involved it has taught them the value of hard work and really helped them have a voice in the purging process. The more “stuff” they keep, the more they have to clean. My children, ages 11 and 4, have already learned the importance of living with less stuff.

Do you have frugal ideas? E-mail them to localnews2005@yahoo.com.

Stephanie Eaton Harvie has been working professionally in the world of journalism since 1997. She began her career in Dunn, N.C., and served as the editor of the Angier Independent. She has worked for the Fuquay-Varina Independent, Holly Springs Sun, Garner News, Cleveland Post and Apex Herald since 2005. She has learned tips on frugality by being a stay-at-home mom to her two children.

Comments
(0)
Comments-icon Post a Comment
No Comments Yet
How to spot and prevent senior financial fraud
by Jim Miller
Jun 19, 2013 | 308 views | 0 0 comments | 8 8 recommendations | email to a friend | print

Dear Savvy Senior,

Can you offer some tips on protecting seniors from financial scams? My neighbor’s elderly mother was recently swindled out of $10,000 and I want to make sure my own mother is protected.

Troubled Daughter

Dear Troubled,

Financial scams that target the elderly continue to be a big problem in the U.S. In fact, it’s estimated that some 5 million Americans over age 60 are scammed out of roughly 3 billion every year. Here are some tips that can help you spot a scam, and what you can do to protect your mom.

Scam Watching

Spotting a scam or a con artist is not always easy to do. They range from shady financial advisers to slick-talking telemarketers to professional caregivers and relatives who steal from the very people they’re supposed to be looking after.

The most common scams targeting seniors today come in the form of free-lunch seminars selling dubious financial products, tricky/high-pressure telemarketing calls, and endless junk mail peddling free vacation packages, sweepstakes, phony charity fundraisers and more. And, of course, there’s the ongoing problem of identity theft, Medicare fraud, door-to-door scams, credit card theft, and Internet and email scams.

The best way to spot a scam is to help your mom manage her finances, or at least monitor her accounts. Reviewing her financial statements each month can alert you to questionable checks, credit card charges or large withdrawals.

If, however, she doesn’t want you looking at her financial records, there are other clues. For example: Is she getting a lot of junk mail for contests, free trips, and sweepstakes? Is she receiving calls from strangers offering awards or moneymaking deals? Also notice if her spending habits have changed, if she has complained about being short of money lately, or has suddenly become secretive or defensive about her finances. All these may be signs of trouble.

Protect Your Parent

The most effective way to help protect your mom is to alert her to the different kind of scams out there. The easiest way to do this is by visiting the Financial Fraud Enforcement Task Force website (stopfraud.gov – click on “Protect Yourself”), where you can get a rundown on the different types of scams making the rounds these days. The Better Business Bureau Scam Stopper site at bbb.org/scam-stopper is another good resource.

If your mom doesn’t have access to a computer, print out the materials yourself and use them to start a conversation.

It’s also a good idea to keep close tabs on your mom’s social circle. Has she acquired any questionable new friends lately, or is she seeing anyone who’s giving her advice, financial or otherwise?

Some other tips to protect her include reminding her to never give out her Social Security number or financial information unless she initiated the contact and knows the institution.

Also, see if your mom would be willing to let you sort her mail before she opens it so you can weed out the junk. To reduce the junk mail and/or email she gets, use the Direct Marketing Association consumer opt-out service at dmachoice.org. And to stop credit card and insurance offers, use the Consumer Credit Reporting Industry opt-out service at optoutprescreen.com or call 888-567-8688 – they will ask for your mom’s Social Security number and date of birth.

Also, register your mom’s home and cell phone numbers on the National Do Not Call Registry (donotcall.gov, 888-382-1222) to reduce telemarketers. And help her get a free copy of her credit report at annualcreditreport.com to make sure she isn’t a victim of identity theft.

Report It

If you suspect your mom has gotten scammed report it to your state securities regulator’s office (see nasaa.org for contact information), or your state’s Adult Protective Services agency (call 800-677-1116 for contact information) that investigates reports of elderly financial abuse.

Send your senior questions to: Savvy Senior, P.O. Box 5443, Norman, OK 73070, or visit SavvySenior.org. Jim Miller is a contributor to the NBC Today show and author of “The Savvy Senior” book.

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Contributed<br>
Emily Elizabeth Hester and Corey Edward Jackson
Contributed
Emily Elizabeth Hester and Corey Edward Jackson
slideshow
Hester, Jackson to wed Saturday
Jun 19, 2013 | 1038 views | 0 0 comments | 1 1 recommendations | email to a friend | print
Contributed<br>
Emily Elizabeth Hester and Corey Edward Jackson
Contributed
Emily Elizabeth Hester and Corey Edward Jackson
slideshow

Mr. and Mrs. Charles Jackson of Fuquay-Varina proudly announce the engagement of their son, Corey Edward Jackson, to Emily Elizabeth Hester of Pontotoc, Miss. The bride-elect is the daughter of Mr. and Mrs. Herb Hester, Jr. of Pontotoc, Miss.

The bridegroom-elect is a 2009 honors graduate of Fuquay-Varina High School and a current student at Lenoir-Rhyne University, where he is studying history.

Miss Hester is a 2006 special honors graduate of Pontotoc High School and a 2010 Magna Cum Laude graduate of Lenoir-Rhyne University with a Bachelor’s Degree in religious studies. She is a 2013 graduate of Lenoir-Rhyne University with a Master of Arts in counseling.

The couple will wed June 22, 2013 at Castle Hill in Oxford, Miss., at 7:30 p.m.

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Frugal Family: It takes a family to save some money
by Stephanie Eaton Harvie
Jun 19, 2013 | 2031 views | 0 0 comments | 7 7 recommendations | email to a friend | print

I have always said I believe the key to living frugally is by living simply. I am a firm believer in constantly purging and not living with a lot of stuff.

I believe when you are not weighed down with stuff, you know what you have and it makes you think before you bring items back into the home.

However, you cannot live a frugal and simple lifestyle by yourself.

It truly takes a family effort. With my children at home for the summer, I have stepped up their responsibilities when it comes to cleaning and purging. While my children have probably had dreams of lounging by the pool all summer, our family has adopted the policy of “work first, then play.”

My children have been given a responsibility chart of daily chores. I have the chart hanging on a back door so there is never a question as to what the day responsibilities include. Each day brings a new set of different chores. Chores include cleaning and organizing their rooms, picking up in their play area, dusting, helping with laundry, cleaning and organizing items throughout the house, washing dishes and collecting trash.

Having two children with a wide age gap between them, their responsibilities vary. The chores not only keep the house clean, but help cut down on the clutter.

By having a clean home and having my children involved it has taught them the value of hard work and really helped them have a voice in the purging process. The more “stuff” they keep, the more they have to clean. My children, ages 11 and 4, have already learned the importance of living with less stuff.

Do you have frugal ideas? E-mail them to localnews2005@yahoo.com.

Stephanie Eaton Harvie has been working professionally in the world of journalism since 1997. She began her career in Dunn, N.C., and served as the editor of the Angier Independent. She has worked for the Fuquay-Varina Independent, Holly Springs Sun, Garner News, Cleveland Post and Apex Herald since 2005. She has learned tips on frugality by being a stay-at-home mom to her two children.

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How to spot and prevent senior financial fraud
by Jim Miller
Jun 19, 2013 | 308 views | 0 0 comments | 8 8 recommendations | email to a friend | print

Dear Savvy Senior,

Can you offer some tips on protecting seniors from financial scams? My neighbor’s elderly mother was recently swindled out of $10,000 and I want to make sure my own mother is protected.

Troubled Daughter

Dear Troubled,

Financial scams that target the elderly continue to be a big problem in the U.S. In fact, it’s estimated that some 5 million Americans over age 60 are scammed out of roughly 3 billion every year. Here are some tips that can help you spot a scam, and what you can do to protect your mom.

Scam Watching

Spotting a scam or a con artist is not always easy to do. They range from shady financial advisers to slick-talking telemarketers to professional caregivers and relatives who steal from the very people they’re supposed to be looking after.

The most common scams targeting seniors today come in the form of free-lunch seminars selling dubious financial products, tricky/high-pressure telemarketing calls, and endless junk mail peddling free vacation packages, sweepstakes, phony charity fundraisers and more. And, of course, there’s the ongoing problem of identity theft, Medicare fraud, door-to-door scams, credit card theft, and Internet and email scams.

The best way to spot a scam is to help your mom manage her finances, or at least monitor her accounts. Reviewing her financial statements each month can alert you to questionable checks, credit card charges or large withdrawals.

If, however, she doesn’t want you looking at her financial records, there are other clues. For example: Is she getting a lot of junk mail for contests, free trips, and sweepstakes? Is she receiving calls from strangers offering awards or moneymaking deals? Also notice if her spending habits have changed, if she has complained about being short of money lately, or has suddenly become secretive or defensive about her finances. All these may be signs of trouble.

Protect Your Parent

The most effective way to help protect your mom is to alert her to the different kind of scams out there. The easiest way to do this is by visiting the Financial Fraud Enforcement Task Force website (stopfraud.gov – click on “Protect Yourself”), where you can get a rundown on the different types of scams making the rounds these days. The Better Business Bureau Scam Stopper site at bbb.org/scam-stopper is another good resource.

If your mom doesn’t have access to a computer, print out the materials yourself and use them to start a conversation.

It’s also a good idea to keep close tabs on your mom’s social circle. Has she acquired any questionable new friends lately, or is she seeing anyone who’s giving her advice, financial or otherwise?

Some other tips to protect her include reminding her to never give out her Social Security number or financial information unless she initiated the contact and knows the institution.

Also, see if your mom would be willing to let you sort her mail before she opens it so you can weed out the junk. To reduce the junk mail and/or email she gets, use the Direct Marketing Association consumer opt-out service at dmachoice.org. And to stop credit card and insurance offers, use the Consumer Credit Reporting Industry opt-out service at optoutprescreen.com or call 888-567-8688 – they will ask for your mom’s Social Security number and date of birth.

Also, register your mom’s home and cell phone numbers on the National Do Not Call Registry (donotcall.gov, 888-382-1222) to reduce telemarketers. And help her get a free copy of her credit report at annualcreditreport.com to make sure she isn’t a victim of identity theft.

Report It

If you suspect your mom has gotten scammed report it to your state securities regulator’s office (see nasaa.org for contact information), or your state’s Adult Protective Services agency (call 800-677-1116 for contact information) that investigates reports of elderly financial abuse.

Send your senior questions to: Savvy Senior, P.O. Box 5443, Norman, OK 73070, or visit SavvySenior.org. Jim Miller is a contributor to the NBC Today show and author of “The Savvy Senior” book.

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Contributed<br>
Emily Elizabeth Hester and Corey Edward Jackson
Contributed
Emily Elizabeth Hester and Corey Edward Jackson
slideshow
Hester, Jackson to wed Saturday
Jun 19, 2013 | 1038 views | 0 0 comments | 1 1 recommendations | email to a friend | print
Contributed<br>
Emily Elizabeth Hester and Corey Edward Jackson
Contributed
Emily Elizabeth Hester and Corey Edward Jackson
slideshow

Mr. and Mrs. Charles Jackson of Fuquay-Varina proudly announce the engagement of their son, Corey Edward Jackson, to Emily Elizabeth Hester of Pontotoc, Miss. The bride-elect is the daughter of Mr. and Mrs. Herb Hester, Jr. of Pontotoc, Miss.

The bridegroom-elect is a 2009 honors graduate of Fuquay-Varina High School and a current student at Lenoir-Rhyne University, where he is studying history.

Miss Hester is a 2006 special honors graduate of Pontotoc High School and a 2010 Magna Cum Laude graduate of Lenoir-Rhyne University with a Bachelor’s Degree in religious studies. She is a 2013 graduate of Lenoir-Rhyne University with a Master of Arts in counseling.

The couple will wed June 22, 2013 at Castle Hill in Oxford, Miss., at 7:30 p.m.

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Frugal Family: It takes a family to save some money
by Stephanie Eaton Harvie
Jun 19, 2013 | 2031 views | 0 0 comments | 7 7 recommendations | email to a friend | print

I have always said I believe the key to living frugally is by living simply. I am a firm believer in constantly purging and not living with a lot of stuff.

I believe when you are not weighed down with stuff, you know what you have and it makes you think before you bring items back into the home.

However, you cannot live a frugal and simple lifestyle by yourself.

It truly takes a family effort. With my children at home for the summer, I have stepped up their responsibilities when it comes to cleaning and purging. While my children have probably had dreams of lounging by the pool all summer, our family has adopted the policy of “work first, then play.”

My children have been given a responsibility chart of daily chores. I have the chart hanging on a back door so there is never a question as to what the day responsibilities include. Each day brings a new set of different chores. Chores include cleaning and organizing their rooms, picking up in their play area, dusting, helping with laundry, cleaning and organizing items throughout the house, washing dishes and collecting trash.

Having two children with a wide age gap between them, their responsibilities vary. The chores not only keep the house clean, but help cut down on the clutter.

By having a clean home and having my children involved it has taught them the value of hard work and really helped them have a voice in the purging process. The more “stuff” they keep, the more they have to clean. My children, ages 11 and 4, have already learned the importance of living with less stuff.

Do you have frugal ideas? E-mail them to localnews2005@yahoo.com.

Stephanie Eaton Harvie has been working professionally in the world of journalism since 1997. She began her career in Dunn, N.C., and served as the editor of the Angier Independent. She has worked for the Fuquay-Varina Independent, Holly Springs Sun, Garner News, Cleveland Post and Apex Herald since 2005. She has learned tips on frugality by being a stay-at-home mom to her two children.

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How to spot and prevent senior financial fraud
by Jim Miller
Jun 19, 2013 | 308 views | 0 0 comments | 8 8 recommendations | email to a friend | print

Dear Savvy Senior,

Can you offer some tips on protecting seniors from financial scams? My neighbor’s elderly mother was recently swindled out of $10,000 and I want to make sure my own mother is protected.

Troubled Daughter

Dear Troubled,

Financial scams that target the elderly continue to be a big problem in the U.S. In fact, it’s estimated that some 5 million Americans over age 60 are scammed out of roughly 3 billion every year. Here are some tips that can help you spot a scam, and what you can do to protect your mom.

Scam Watching

Spotting a scam or a con artist is not always easy to do. They range from shady financial advisers to slick-talking telemarketers to professional caregivers and relatives who steal from the very people they’re supposed to be looking after.

The most common scams targeting seniors today come in the form of free-lunch seminars selling dubious financial products, tricky/high-pressure telemarketing calls, and endless junk mail peddling free vacation packages, sweepstakes, phony charity fundraisers and more. And, of course, there’s the ongoing problem of identity theft, Medicare fraud, door-to-door scams, credit card theft, and Internet and email scams.

The best way to spot a scam is to help your mom manage her finances, or at least monitor her accounts. Reviewing her financial statements each month can alert you to questionable checks, credit card charges or large withdrawals.

If, however, she doesn’t want you looking at her financial records, there are other clues. For example: Is she getting a lot of junk mail for contests, free trips, and sweepstakes? Is she receiving calls from strangers offering awards or moneymaking deals? Also notice if her spending habits have changed, if she has complained about being short of money lately, or has suddenly become secretive or defensive about her finances. All these may be signs of trouble.

Protect Your Parent

The most effective way to help protect your mom is to alert her to the different kind of scams out there. The easiest way to do this is by visiting the Financial Fraud Enforcement Task Force website (stopfraud.gov – click on “Protect Yourself”), where you can get a rundown on the different types of scams making the rounds these days. The Better Business Bureau Scam Stopper site at bbb.org/scam-stopper is another good resource.

If your mom doesn’t have access to a computer, print out the materials yourself and use them to start a conversation.

It’s also a good idea to keep close tabs on your mom’s social circle. Has she acquired any questionable new friends lately, or is she seeing anyone who’s giving her advice, financial or otherwise?

Some other tips to protect her include reminding her to never give out her Social Security number or financial information unless she initiated the contact and knows the institution.

Also, see if your mom would be willing to let you sort her mail before she opens it so you can weed out the junk. To reduce the junk mail and/or email she gets, use the Direct Marketing Association consumer opt-out service at dmachoice.org. And to stop credit card and insurance offers, use the Consumer Credit Reporting Industry opt-out service at optoutprescreen.com or call 888-567-8688 – they will ask for your mom’s Social Security number and date of birth.

Also, register your mom’s home and cell phone numbers on the National Do Not Call Registry (donotcall.gov, 888-382-1222) to reduce telemarketers. And help her get a free copy of her credit report at annualcreditreport.com to make sure she isn’t a victim of identity theft.

Report It

If you suspect your mom has gotten scammed report it to your state securities regulator’s office (see nasaa.org for contact information), or your state’s Adult Protective Services agency (call 800-677-1116 for contact information) that investigates reports of elderly financial abuse.

Send your senior questions to: Savvy Senior, P.O. Box 5443, Norman, OK 73070, or visit SavvySenior.org. Jim Miller is a contributor to the NBC Today show and author of “The Savvy Senior” book.

Comments
(0)
Comments-icon Post a Comment
No Comments Yet
Contributed<br>
Emily Elizabeth Hester and Corey Edward Jackson
Contributed
Emily Elizabeth Hester and Corey Edward Jackson
slideshow
Hester, Jackson to wed Saturday
Jun 19, 2013 | 1038 views | 0 0 comments | 1 1 recommendations | email to a friend | print
Contributed<br>
Emily Elizabeth Hester and Corey Edward Jackson
Contributed
Emily Elizabeth Hester and Corey Edward Jackson
slideshow

Mr. and Mrs. Charles Jackson of Fuquay-Varina proudly announce the engagement of their son, Corey Edward Jackson, to Emily Elizabeth Hester of Pontotoc, Miss. The bride-elect is the daughter of Mr. and Mrs. Herb Hester, Jr. of Pontotoc, Miss.

The bridegroom-elect is a 2009 honors graduate of Fuquay-Varina High School and a current student at Lenoir-Rhyne University, where he is studying history.

Miss Hester is a 2006 special honors graduate of Pontotoc High School and a 2010 Magna Cum Laude graduate of Lenoir-Rhyne University with a Bachelor’s Degree in religious studies. She is a 2013 graduate of Lenoir-Rhyne University with a Master of Arts in counseling.

The couple will wed June 22, 2013 at Castle Hill in Oxford, Miss., at 7:30 p.m.

Comments
(0)
Comments-icon Post a Comment
No Comments Yet
Frugal Family: It takes a family to save some money
by Stephanie Eaton Harvie
Jun 19, 2013 | 2031 views | 0 0 comments | 7 7 recommendations | email to a friend | print

I have always said I believe the key to living frugally is by living simply. I am a firm believer in constantly purging and not living with a lot of stuff.

I believe when you are not weighed down with stuff, you know what you have and it makes you think before you bring items back into the home.

However, you cannot live a frugal and simple lifestyle by yourself.

It truly takes a family effort. With my children at home for the summer, I have stepped up their responsibilities when it comes to cleaning and purging. While my children have probably had dreams of lounging by the pool all summer, our family has adopted the policy of “work first, then play.”

My children have been given a responsibility chart of daily chores. I have the chart hanging on a back door so there is never a question as to what the day responsibilities include. Each day brings a new set of different chores. Chores include cleaning and organizing their rooms, picking up in their play area, dusting, helping with laundry, cleaning and organizing items throughout the house, washing dishes and collecting trash.

Having two children with a wide age gap between them, their responsibilities vary. The chores not only keep the house clean, but help cut down on the clutter.

By having a clean home and having my children involved it has taught them the value of hard work and really helped them have a voice in the purging process. The more “stuff” they keep, the more they have to clean. My children, ages 11 and 4, have already learned the importance of living with less stuff.

Do you have frugal ideas? E-mail them to localnews2005@yahoo.com.

Stephanie Eaton Harvie has been working professionally in the world of journalism since 1997. She began her career in Dunn, N.C., and served as the editor of the Angier Independent. She has worked for the Fuquay-Varina Independent, Holly Springs Sun, Garner News, Cleveland Post and Apex Herald since 2005. She has learned tips on frugality by being a stay-at-home mom to her two children.

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(0)
Comments-icon Post a Comment
No Comments Yet
How to spot and prevent senior financial fraud
by Jim Miller
Jun 19, 2013 | 308 views | 0 0 comments | 8 8 recommendations | email to a friend | print

Dear Savvy Senior,

Can you offer some tips on protecting seniors from financial scams? My neighbor’s elderly mother was recently swindled out of $10,000 and I want to make sure my own mother is protected.

Troubled Daughter

Dear Troubled,

Financial scams that target the elderly continue to be a big problem in the U.S. In fact, it’s estimated that some 5 million Americans over age 60 are scammed out of roughly 3 billion every year. Here are some tips that can help you spot a scam, and what you can do to protect your mom.

Scam Watching

Spotting a scam or a con artist is not always easy to do. They range from shady financial advisers to slick-talking telemarketers to professional caregivers and relatives who steal from the very people they’re supposed to be looking after.

The most common scams targeting seniors today come in the form of free-lunch seminars selling dubious financial products, tricky/high-pressure telemarketing calls, and endless junk mail peddling free vacation packages, sweepstakes, phony charity fundraisers and more. And, of course, there’s the ongoing problem of identity theft, Medicare fraud, door-to-door scams, credit card theft, and Internet and email scams.

The best way to spot a scam is to help your mom manage her finances, or at least monitor her accounts. Reviewing her financial statements each month can alert you to questionable checks, credit card charges or large withdrawals.

If, however, she doesn’t want you looking at her financial records, there are other clues. For example: Is she getting a lot of junk mail for contests, free trips, and sweepstakes? Is she receiving calls from strangers offering awards or moneymaking deals? Also notice if her spending habits have changed, if she has complained about being short of money lately, or has suddenly become secretive or defensive about her finances. All these may be signs of trouble.

Protect Your Parent

The most effective way to help protect your mom is to alert her to the different kind of scams out there. The easiest way to do this is by visiting the Financial Fraud Enforcement Task Force website (stopfraud.gov – click on “Protect Yourself”), where you can get a rundown on the different types of scams making the rounds these days. The Better Business Bureau Scam Stopper site at bbb.org/scam-stopper is another good resource.

If your mom doesn’t have access to a computer, print out the materials yourself and use them to start a conversation.

It’s also a good idea to keep close tabs on your mom’s social circle. Has she acquired any questionable new friends lately, or is she seeing anyone who’s giving her advice, financial or otherwise?

Some other tips to protect her include reminding her to never give out her Social Security number or financial information unless she initiated the contact and knows the institution.

Also, see if your mom would be willing to let you sort her mail before she opens it so you can weed out the junk. To reduce the junk mail and/or email she gets, use the Direct Marketing Association consumer opt-out service at dmachoice.org. And to stop credit card and insurance offers, use the Consumer Credit Reporting Industry opt-out service at optoutprescreen.com or call 888-567-8688 – they will ask for your mom’s Social Security number and date of birth.

Also, register your mom’s home and cell phone numbers on the National Do Not Call Registry (donotcall.gov, 888-382-1222) to reduce telemarketers. And help her get a free copy of her credit report at annualcreditreport.com to make sure she isn’t a victim of identity theft.

Report It

If you suspect your mom has gotten scammed report it to your state securities regulator’s office (see nasaa.org for contact information), or your state’s Adult Protective Services agency (call 800-677-1116 for contact information) that investigates reports of elderly financial abuse.

Send your senior questions to: Savvy Senior, P.O. Box 5443, Norman, OK 73070, or visit SavvySenior.org. Jim Miller is a contributor to the NBC Today show and author of “The Savvy Senior” book.

Comments
(0)
Comments-icon Post a Comment
No Comments Yet
Contributed<br>
Emily Elizabeth Hester and Corey Edward Jackson
Contributed
Emily Elizabeth Hester and Corey Edward Jackson
slideshow
Hester, Jackson to wed Saturday
Jun 19, 2013 | 1038 views | 0 0 comments | 1 1 recommendations | email to a friend | print
Contributed<br>
Emily Elizabeth Hester and Corey Edward Jackson
Contributed
Emily Elizabeth Hester and Corey Edward Jackson
slideshow

Mr. and Mrs. Charles Jackson of Fuquay-Varina proudly announce the engagement of their son, Corey Edward Jackson, to Emily Elizabeth Hester of Pontotoc, Miss. The bride-elect is the daughter of Mr. and Mrs. Herb Hester, Jr. of Pontotoc, Miss.

The bridegroom-elect is a 2009 honors graduate of Fuquay-Varina High School and a current student at Lenoir-Rhyne University, where he is studying history.

Miss Hester is a 2006 special honors graduate of Pontotoc High School and a 2010 Magna Cum Laude graduate of Lenoir-Rhyne University with a Bachelor’s Degree in religious studies. She is a 2013 graduate of Lenoir-Rhyne University with a Master of Arts in counseling.

The couple will wed June 22, 2013 at Castle Hill in Oxford, Miss., at 7:30 p.m.

Comments
(0)
Comments-icon Post a Comment
No Comments Yet